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Life Insurance Borrowing You may also consider borrowing against your life insurance policy, assuming that you have the kind of whole life policy that builds cash value. The interest rates are less than credit cards, and the loan will stay in place as long as you continue to pay the premiums. If you die while the loan is outstanding, the benefits of your policy will be reduced.

Payday Loans

Financial Brokers You will undoubtedly cross paths with financial headhunters or brokers during your quest for financing. These individuals or companies usually work for a commission and typically want a portion of your companys equity as part of their fee. You should exercise caution when employing a financial broker, since they are generally not licensed like stock brokers, attorneys, and accountants, and there is little public information available on them.

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Always insist on references and do a thorough job of due diligence on the brokers. Avoid paying up-front fees if possible. If travel expenses are required, approve them on a case-by-case basis. Avoid signing an exclu- sive agreement with the broker, but if you must, have the period of exclusivity expire after thirty to sixty days if no meaningful results are forthcoming. In all events, make certain that the broker is not paid their Debt Financing 79 fee unless financing actually occurs. Make sure you have the absolute right to decline any financing offered for any reason.